UNIVERSAL HOLDING CORP <UHCO> 4TH QTR LOSS Shr profit nil vs profit nine cts Net profit 2,000 vs profit 195,000 Revs 2,623,000 vs 2,577,000 Year Shr loss 21 cts vs profit 13 cts Net loss 425,000 vs profit 278,000 Revs 15.4 mln vs 8,637,000 Note: Net includes capital gains of 63,000 vs 211,000 for qtr and 304,000 vs 292,000 for year. Current year net includes charge of 716,000 from contract obligation to former chairman.