CHARTWELL GROUP LTD <CTWL> 4th qtr net Shr nine cts vs three cts Net 549,000 vs 72,000 Rev 7.0 mln vs 2.8 mln Year Shr 49 cts vs 32 cts Net 2,441,000 vs 801,000 Rev 19.6 mln vs 9.7 mln