UNITED COS FINANCIAL CORP <UNCF> 4TH QTR NET Shr 68 cts vs 78 cts Net 2,432,179 vs 2,236,471 Revs 50.8 mln vs 35.1 mln Avg shrs 3,600,000 vs 2,850,000 Year Shr 2.82 dlrs vs 3.35 dlrs Net 10.0 mln vs 9,554,658 Revs 177.5 mln vs 138.1 mln Avg shrs 3,567,123 vs 2,850,000