HOMESTEAD FINANCIAL CORP <HFL> 3RD QTR NET Shr 30 cts vs 73 cts Net 3,992,000 vs 8,526,00 Nine Mths Shr 1.72 dlrs vs 1.74 dlrs Net 22,110,000 vs 20,379,000 Avg shrs 13,459,000 vs 11,740,000 Note: Prior nine month figures include extraordinary after-tax loss of 10.9 mln dlrs, or 93 cts per share.