CITIZENS AND SOUTHERN CORP <CSOU.O> 3RD QTR NET Shr 75 cts vs 67 cts Qtly div 28 cts vs 25 cts prior Net 46.8 mln vs 39.8 mln Avg shrs 60.3 mln vs 57.7 mln Nine mths Shr 1.73 dlrs vs 1.95 dlrs Net 108.3 mln vs 114.7 mln Avg shrs 59.9 mln vs 56.8 mln NOTE: 1987 nine mths net includes special 15 mln dlr loan loss provision. 1987 nine mths net includes 16.6 mln dlr charge for settlement of suit. Dividend pay Dec 15, record Nov 30.