HOME FEDERAL OF THE ROCKIES <HROK> 4TH QTR LOSS Shr loss 2.07 dlrs vs profit 36 cts Net loss 1,088,000 vs profit 187,000 Year Shr loss 12.23 dlrs vs profit 17 cts Net loss 645,000 vs profit 89,000 NOTE: Home Federal Savings and Loan Association of the Rockies. 1986 net includes tax credits of 165,000 dlrs in quarter and 189,000 dlrs in year. Net includes pretax loan loss provisions of 1,439,000 dlrs vs 127,000 dlrs in quarter and 1,701,000 dlrs vs 222,000 dlrs in year.