STANDARD CHARTERED PLC <STCH.L> 1986 YEAR Shr 97.0p vs 85.3p Div 22.5p vs 20.0p making 35.0p vs 30.5p Pretax profit 253.9 mln stg vs 267.9 mln Tax 96.3 mln vs 125.6 mln Operating income 1.15 billion vs 998.8 mln Operating expenses 759.3 mln vs 692.7 mln Trading profit before charge for bad and doubtful debts 394.4 mln stg vs 306.1 mln Charge for bad and doubtful debts 184.2 mln vs 100.7 mln Share of profits of associates 43.7 mln vs 62.5 mln Minority interests 6.6 mln debit vs 9.6 mln debit Extraordinary items 8.7 mln debit vs 15.7 mln credit Operating income includes - Interest income 2.49 billion vs 2.33 billion Interest expenses 1.77 billion vs 1.64 billion Other operating income 428.8 mln vs 313.2 mln Operating expenses include - Staff 405.9 mln vs 376.0 mln Premises and equipment 197.0 mln vs 155.2 mln Others 156.4 mln vs 161.5 mln Pretax profit includes - North America 65.8 mln vs 49.6 mln Asia Pacific 0.9 mln vs 31.8 mln Middle East and south Asia 17.7 mln vs 2.3 mln Tropical Africa 47.5 mln vs 44.7 mln U.K. 107.6 mln vs 135.7 mln South Africa 36.8 mln vs 35.6 mln