AMERICAN INT'L GROUP INC <AIG> 4TH QTR NET Shr 1.83 dlrs vs 77 cts Net 296.6 mln vs 120.1 mln Year Shr 4.90 dlrs vs 2.76 dlrs Net 795.8 mln vs 420.5 mln NOTE: Includes gains of 139.2 mln vs 46.8 mln in year and 94.0 mln vs 11.6 mln from capital gains from investments.