PIONEER SAVINGS BANK INC <PSBN.O> 2ND QTR NET March 31 end Shr 65 cts vs 51 cts Net 1,016,738 vs 526,057 Avg shrs 1,561,774 vs 1,035,162 1st half Shr 1.31 dlrs vs 1.09 dlrs Net 2,050,911 vs 1,130,462 Avg shrs 1,561,643 vs 1,035,162