CARTERET SAVINGS<CBC> COMPLETES SALE OF BRANCHES Carteret Savings Bank said it has completed the previously announced sale of six Virginia branches to Charter Federal Savings and Loan Association <CHFD>. Carteret said it has opened a retail banking office in Vienna, Va., as the next step in its move to build a strong presence in the Washington, D.C., Baltimore, Md., area. Carteret said the new bank has two offices outside Baltimore, which were acquired last June when Carteret merged with Admiral Builders Savings and Loan Association. The company said it plans to open a retail banking office in downtown Washington this summer, plus several more offices in Baltimore County and others in Fairfax County, Va. Carteret said it may open more loan offices in Virginia and Maryland.