CONSUMERS FINANCIAL CORP <CFIN> 1986 NET Shr 61 cts vs 42 cts Net 6,247,000 vs 5,587,000 Rev 65.4 mln vs 53.6 mln NOTE: 1986 net includes investment gains of 25 cts a share, versus six cts a share for 1985, and extraordinary gain of seven cts a share.