SINGAPORE BANK CREDIT RISES IN JANUARY Total loans and advances extended by banks in Singapore rose in January to 36.01 billion Singapore dlrs from 35.79 billion in December but fell from 36.93 billion a year ago, the Monetary Authority of Singapore said. It said the increase was concentrated in loans to the manufacturing and real estate sectors, while loans to the commerce sector declined. Deposits of non-bank customers also fell in January to 30.44 billion dlrs from 30.61 billion in December but rose from 28.33 billion in January, 1986. Total assets and liabilities of banks rose to 77.60 billion dlrs in January from 76.83 billion in the previous month and 69.45 billion a year ago. Assets and liabilities of finance companies fell to 6.87 billion dlrs from 6.95 billion and compared with 6.85 billion, respectively. Loans extended by finance companies rose to 4.77 billion dlrs from 4.74 billion in December and against 5.34 billion in January last year, while deposits placed with them dropped to 4.68 billion against 4.89 and 4.79 billion.