UNICORP AMERICAN CORP <UAC> 4TH QTR NET Shr 13 cts vs 70 cts Net 1,538,000 vs 8,614,000 Revs 16.4 mln vs 19.6 mln 12 mths Shr 89 cts vs 2.43 dlrs Net 10.3 mln vs 29.8 mln Revs 56.2 mln vs 83.8 mln Note: 1986 net is before preferred dividend payments and includes after-tax gain from sale of real estate properties of 12.9 mln dlrs.