JUDY'S INC <JUDY> 4TH QTR JAN 31 LOSS Shr loss two cts vs profit nine cts Net loss 74,000 vs profit 418,000 Sales 18.2 mln vs 17.5 mln Year Shr profit nine cts vs profit 26 cts Net profit 426,000 vs profit 1,170,000 Sales 58.7 mln vs 56.7 mln