You must spend a minimum of $1 in eligible net purchases (purchases net of returns and other adjustments) at Saks Fifth Avenue or Saks OFF 5TH retail locations operating within the United States, saks.com or saksoff5th.com (collectively referred to herein as "SAKS") on your SaksFirst Credit Card during a calendar year period, January 1 through December 31, to qualify for SaksFirst and receive SaksFirst Points.